Two young women sit with mugs at the kitchen table, one explaining something while the other listens calmly.

Shortly before entry

Insurance for the au pair

The right insurance cover for the whole au pair year – easy to take out online.

Specificallyfor au pairs
Coverfrom entry
straightforwardto take out online

Insurance cover

Everything important in one au pair insurance policy

For the time in Germany, your au pair needs suitable insurance cover. We recommend AU-PAIR24 from DR-WALTER for this – a policy developed specifically for au pairs.

It includes health insurance, accident insurance, and private and professional liability insurance, among other things, and is tailored to the particular requirements of an au pair stay.

Simple to arrange

You get the link from us

You do not need to compare plans yourself. As soon as you have made a firm decision for an au pair, we send you the right link to the recommended au pair insurance.

Taking out the policy
You get the right link from us.
After matching, we send you the link to the recommended au pair insurance from DR-WALTER. You take out the policy directly online.
Proof
The confirmation is ready for the Botschaftstermin (embassy appointment).
The insurance confirmation is needed for the visa application and is submitted to the embassy together with the other documents.
Start of cover
Cover begins on the day of entry.
The au pair's planned date of entry is given as the start of cover. Should the date of entry change, the start of cover can be adjusted directly with DR-WALTER.

Required

Health, accident and liability cover — without proof, no visa. Recommended package M from 44 € a month.

Take out insurance now

au-pair24.de · opens a new window

We send you the right link as soon as you have decided on an au pair.

Key facts

The essentials at a glance

With AU-PAIR24, your au pair receives insurance cover specifically tailored to the au pair stay. The host family takes out the insurance before entry and covers the premiums.

AU-PAIR24

Specifically for au pairs

Health, accident, and private and professional liability cover in a single insurance package.

before entry

Take out insurance

The insurance is taken out before entry. The insurance confirmation is needed for the visa application.

from entry

Start of insurance cover

The au pair's planned date of entry is given as the start of cover.

from 44 €

per month

Costs depend on the chosen plan and scope of cover.*

Depending on the plan chosen, benefits, benefit limits and conditions can differ. Pay particular attention to:

What is fixed

Cover for the whole au pair year: Insurance cover should run for the entire duration of the au pair's stay.
Taking out the policy: The host family takes out the insurance themselves, using the link we provide.
Proof of insurance: The insurance confirmation is needed for the visa application documents.
Premiums: The host family covers the cost of the au pair insurance.
Start of cover: The au pair's planned date of entry into Germany is given as the start of cover. If this date changes, the start of cover can be adjusted directly with DR-WALTER.
Medical examination: If a medical examination is required before the au pair placement begins, the host family bears the cost in line with the au pair agreement.

What to check in the insurance cover

Pre-existing conditions: Whether — and to what extent — conditions that already existed beforehand are covered.
Dental treatment: Which treatments are covered and what the limits on cover are.
Waiting periods: Whether individual benefits apply immediately or only after a set waiting period.
Excess: Whether — and to what amount — costs must be paid by the insured person.
Claims handling: Whether bills must be paid upfront and then submitted for reimbursement, or whether direct billing is possible.
Pregnancy and maternity: Which benefits are included during pregnancy and maternity.
Mental health: Whether — and to what extent — corresponding treatment is covered.
Repatriation: Under what conditions the cost of a medically necessary repatriation is covered.
End of contract: When cover ends, and what applies if the au pair leaves before the end of the stay.

* The costs stated are third-party costs and are not set by Besondere Sterne. The currently applicable rates, benefits and insurance conditions of DR-WALTER apply. As of Juli 2026

Scope of cover